Home Insurance

OneChoice Homeowners Insurance. Whether you own a small Mission-style house, a sprawling split-level Ranch or something in between, you can protect your dwelling and personal belongings, and cover your liability needs, with OneChoice Homeowners:

• Covers losses from fire, theft and other common hazards
• Protects dwellings, personal property and other structures on your property
• Pays the necessary extra living expenses (up to your policy limit) to stay elsewhere temporarily if a covered loss makes it impossible to live in your home
• Replacement Cost coverage for your belongings pays the total cost to repair or replace them at today's prices - with no deduction for age or wear and tear

You can choose from three comprehensive options: OneChoice Homeowners; Home Security Plus, which features even stronger coverages; and Home Security Plus Elite, which features exceptional protection.

Condo Owner or Renter?

If you call a condominium or an apartment home, your Houston General policy will cover your clothing, furniture and other personal belongings; and you can add more coverage for jewelry, watches, furs, silverware or other valuable items. As a condo owner, you'll also have protection for permanent fixtures or any modifications or improvements you've made to your home. If your condo association doesn't have enough insurance to cover things like fire damage or an injury occurring on common property, OneChoice Homeowners provides limited coverage for an assessment.

Please refer to the actual policy for exact coverage descriptions; limits, exclusions and deductibles apply. Coverages and discounts vary by state and may not be available in every state.